Disclaimer

I hope this web site will help you to make better-informed decisions about how best to manage your finances and to plan for your future.

The tools on this web site should not be your only source of information and advice when you are making financial decisions. They should be treated as a guide only. Use this web site as a starting point and then seek professional advice.

I've made every effort to ensure that the tools are reliable and accurate. However, I do not make any express or implied representations or warranties regarding the material and tools contained or referred to in this site, nor do I accept any liability for any loss or damage whatsoever which may arise in any way out of the use of any of the tools; for errors in or omissions from the tools; or for the accuracy of any information obtained through use of this site.